Step 1: Define Your Must-Haves
Make a list of your non-negotiables, think number of bedrooms and bathrooms, garage, basement, yard size, location, and more.
Step 2: Choose a Real Estate Agent
Partner with a trusted real estate agent who knows the market and will represent your best interests.
Step 3: Research Lenders
Compare mortgage lenders to understand their rates, loan options, and terms.
Step 4: Get Preapproved
Secure a mortgage preapproval so you know your budget and are ready to make an offer when the time comes.
Step 5: Start House Hunting
Begin touring homes that match your criteria—both online and in person.
Step 6: Make an Offer
When you find “the one,” submit an offer. Be prepared for possible negotiations on price and terms.
Step 7: Complete Inspections
Once your offer is accepted and the purchase agreement is signed, schedule a home inspection to uncover any potential issues.
Step 8: Address the Appraisal
If the appraisal comes in lower than the purchase price, you may need to renegotiate with the seller.
Step 9: Finalize Financing
Work with your lender to complete all loan requirements and get ready for closing.
Step 10: Do a Final Walk-Through
Before closing, check the home one last time to confirm everything is in the agreed-upon condition.
Step 11: Close & Get the Keys!
Attend closing to sign all final paperwork—and officially become a homeowner!
For all of the latest information on our local real estate market in Southwestern Indiana and Western Kentucky, you can always trust the professionals at F.C. Tucker Emge. Our agents have superior training and resources at their disposal to better educate you about the road to homeownership. Even if you are 6-12 months (or more!) out from making a change, there is a lot to learn about the home buying and selling process, and our agents can help you learn what you need to know so that you can be confident in your decision and have a smooth experience when the time comes. Let’s Talk!
